ST. PETER'S CO-OPERATIVE CREDIT UNION is a financial co-operation with a strong social enterprise culture. The credit union was established in 1969 and has grown from strength to strength over the years. It's the leading co-operative credit union in Ashanti Region.

Our aim is to help our members improve their standard of living by developing a solid entrepreneurship. By supporting micro and small scale enterprises with good financial products, we help build wealth.

SPeCCU has a group of adept personnel (both board and management level) with creative business knowledge, experience and skills to manage your funds.

To provide quality, innovative and competitive financial services to our members while promoting thrift, credit facilities and financial advisory services for the socio-economic development of our members.

To be the leading and most preferred financial institution in Ghana, renowned for excellent customer service, innovative products, and sustainable growth.

• Integrity: We conduct our business with the highest ethical standards
• Membership Focus: Our members are at the center of everything we do
• Innovation: Continuously improving our products and services
• Security: Protecting our members' funds and information
• Social Responsibility: Contributing to community development

Our personal banking services are designed to meet your everyday financial needs with convenience and security.

• Savings Accounts
• Current Accounts
• Fixed Deposit Accounts
• Youth & Student Accounts
• Senior Citizen Accounts

Tailored banking solutions for businesses of all sizes, from startups to established corporations.

• Business Current Accounts
• Corporate Savings Accounts
• Trade Finance Services
• Cash Management Services
• Payroll Management

Get the financial support you need for personal expenses, emergencies, or planned purchases.

• Quick approval process
• Competitive interest rates
• Flexible repayment terms
• No hidden charges
• Minimal documentation

Fuel your business growth with our tailored business loan solutions.

• Working capital loans
• Equipment financing
• Business expansion loans
• Inventory financing
• SME development loans

Secure loans against your own savings or fixed deposits with competitive rates.

• Loan against fixed deposits
• Loan against savings
• Lower interest rates
• Minimal processing fees
• Quick disbursement

SPeCCU Credit Cards offer you convenience, security, and rewards for your everyday spending.

• SPeCCU Classic Card: Perfect for everyday purchases
• SPeCCU Gold Card: Enhanced benefits and higher limits
• SPeCCU Platinum Card: Premium benefits for high-net-worth individuals
• SPeCCU Business Card: Tailored for business expenses

• Zero liability on fraudulent transactions
• Contactless payments
• Worldwide acceptance
• Reward points on every purchase
• Travel insurance coverage
• Exclusive shopping discounts

Access your accounts 24/7 through our secure online banking portal.

• View account balances and transaction history
• Transfer funds between accounts
• Pay bills and utilities
• Schedule recurring payments
• Download account statements
• Apply for loans online

Bank on the go with our user-friendly mobile application.

• Biometric login (fingerprint/facial recognition)
• Quick balance check without login
• Mobile check deposit
• Card management (block/unblock cards)
• Transaction alerts and notifications
• Locate ATMs and branches

Seamlessly integrate your SPeCCU account with mobile money services.

• Link your account to mobile money
• Transfer between bank and mobile money
• Pay merchants directly
• Withdraw cash from mobile money agents
• Airtime purchase

Banking services accessible on any mobile phone without internet.

• Dial *722# from your registered mobile number
• Check account balance
• Mini statement
• Transfer funds
• Buy airtime
• Change USSD PIN

Download all necessary forms for your banking needs.

• Account Opening Form
• Loan Application Form
• Credit Card Application
• Share Subscription Form
• Internet Banking Registration
• Mobile Banking Registration

Opening an account with SPeCCU is quick and easy. Here's what you need:

• Valid National ID (Ghana Card, Passport, Driver's License)
• Proof of address (Utility bill, Tenancy agreement)
• Two passport-sized photographs
• Completed account opening form
• Initial deposit (minimum varies by account type)

Visit any of our branches with the required documents, or download the form and bring it completed.

To apply for any position, please send your resume and cover letter to:

Application Requirements:

• Updated Curriculum Vitae (CV)
• Cover letter specifying position of interest
• Copies of academic certificates
• Copy of National ID (Ghana Card)
• Professional certificates (if any)